Life insurance

My father passed away back in june and my brother became admin of his assets. My father left no will. Does this leave me out of his life insurance? He decided to keep it all to himself. Also there was a bond on the life insurance, if that helps.

Asked over 8 years ago in Virginia
Categories: Legal Aid

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Mel Williams

Answer by Mel Williams

VerifiedVirginia lawyer

Life insurance is normally a separate issue from a deceased person's estate.  The life insurance policy should have designated one or more beneficiaries.  The payout from the policy goes to the beneificiares.  If the beneficiary of the policy is the deceased person's estate, or if the policy has no designated beneficiary, then the proceeds are to be paid into the estate and distributed accoridng to the laws of intestacy. 
Absent a will your brother has no greater right to proceeds of the estate than you. You are equal to one another in the eyes of the law for intestacy purposes.

Posted over 8 years ago

Melvin E. Williams GRIMES & WILLIAMS, P.C. Franklin Commons 320 Elm Avenue, S.W. Roanoke, Virginia 24016 540-982-3711 540-345-6572 facsimile

Please note that this is for informational purposes only and does not constitute legal advice to you. Legal advice pertaining to your particular situation can only be provided by a lawyer who has met with you to obtain all pertinent background information necessary to give you a formal legal opinion. For formal legal advice, hire a lawyer (many give a free first consultation). Contact Mel Williams, or search the Lawyer Directory.

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