My debt went from 500.00 to 13,000 in collection....

I had a credit card debt that I was getting sued for, we agreed that I pay 230 a month for a year, the person on the phone told me that I was to pat until July 2019, I did just that, then recently I got a phonecall from them stating that I owed 500.00 still, and that the deal is nil and void, now thay're saying that I owe close to 13,000, and have 10 days to pay it or they're garnishing my wages. I work a minimum wage job, am the only paycheck in my house....What can I do?


Asked 21 days ago in Ontario
Categories: Civil Litigation

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Benjamin O Mbaegbu

Answer by Benjamin O Mbaegbu

Not VerifiedOntario lawyer

you should negotiate a payment plan, and also ask the collection company to send you details as to how the amount increased very quickly from $500 to 13,000 within a short period of time.
You should speak to a Paralegal or Lawyer to help you make sure that you are being protected and not cheated.

Posted 21 days ago

Please note that this is for informational purposes only and does not constitute legal advice to you. Legal advice pertaining to your particular situation can only be provided by a lawyer who has met with you to obtain all pertinent background information necessary to give you a formal legal opinion. For formal legal advice, hire a lawyer (many give a free first consultation). Contact Benjamin O Mbaegbu, or search the Lawyer Directory.

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